Terms of Service
PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING BUFFALO HEALTH ADVISORS’ SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF 07/06/2022.
ACCEPTANCE OF TERMS
The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Buffalo Health Advisors, also known as BHA, located at 6117 Centennial Blvd, Nashville, TN, 37209 and our subsidiaries and affiliates, in association with the use of the BHA website, which includes www.buffalohealthadvisors.com, (the “Site”) and its Services, which shall be defined below.
DESCRIPTION OF WEBSITE SERVICES OFFERED
The Site is a business to business website which has the following description: Buffalo Health Advisors is a rapidly growing field marketing organization that provides a specialized sales experience. We are dedicated to partnering with and supporting the best insurance professionals in the Medicare industry.
Any and all visitors to our site, despite whether they are registered, shall be deemed as “users” of the herein contained Services provided for the purpose of this TOS. The user and/or member acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable programs, are the sole property of Buffalo Health Advisors. At its discretion, Buffalo Health Advisors may offer additional website Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Buffalo Health Advisors does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user, acknowledge, accept and agree that Buffalo Health Advisors shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.
Furthermore, the user understands, acknowledges and agrees that the Services offered shall be provided “AS IS” and as such Buffalo Health Advisors shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.
UNDER NO CIRCUMSTANCES SHALL BUFFALO HEALTH ADVISORS BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, THAT MAY ARISE FROM OR RELATE TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE.
Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, to the maximum extent permitted by law, Buffalo Health Advisor’s liability is limited to the minimum amount of liability that is permitted by applicable law.
THIS WEBSITE CONTENT, AND ALL SUCH INFORMATION, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. ALL WARRANTIES ARE EXPRESSLY DISCLAIMED AND NONE ARE BEING PROVIDED.
BUFFALO HEALTH ADVISORS WILL NOT BE LIABLE IN ANY WAY ARISING OUT OF THE USE OF OR INABILITY TO USE THE BUFFALO HEALTH ADVISORS WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF BUFFALO HEALTH ADVISORS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES, TO THE EXTENT PERMITTED BY LAW. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE BUFFALO HEALTH ADVISORS WEBSITE, OR WITH ANY OF THESE TERMS OR CONDITIONS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE BUFFALO HEALTH ADVISORS WEBSITE.
Under no circumstance will Buffalo Health Advisors be liable for damages of any kind related to the use of this website, including, without limitation, any lost profits, business interruption, loss of use, loss of programs or data on your equipment, or otherwise, even if we are expressly advised of the possibility or likelihood of such damages.
The information and other material contained on, included in, or available through this website may contain inaccuracies or typographical errors. Information may be changed or updated without notice. Information on this website is updated periodically and some information presented may not be current. Buffalo Health Advisors has no obligation to update the information presented on this website. Buffalo Health Advisors reserves the right to change the website, website content, and this Legal Notice at any time in its sole discretion without notice. Buffalo Health Advisors shall not be liable for the use of the website, including but not limited to, the content and any errors or omissions contained herein. You acknowledge that your reliance upon any information or content in this website shall be at your sole risk. Your continued access or use of the website shall be deemed your acceptance of this Legal Notice.
NOTHING ON THIS WEBSITE CONSTITUTES ADVICE OF ANY KIND. THE CONTENT AND MATERIAL ON THE BUFFALO HEALTH ADVISORS WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL, FINANCIAL, INVESTMENT, OR OTHER DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
BUFFALO HEALTH ADVISORS AND/OR ITS INSURANCE PARTNERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE BUFFALO HEALTH ADVISORS WEBSITE FOR ANY PURPOSE.
For and in consideration of the use of the Buffalo Health Advisors website, the user(s) hereby remise, release, and forever discharge Buffalo Health Advisors and its respective agents, officers, attorneys, directors, shareholders, partners, employees, successors, assigns, sibling companies, parent companies, and affiliated companies of and from any and all, and all manner of, action and actions, cause and causes of action, claims, suits, debts, breaches of fiduciary duty, other breaches, notes, dues, sums of money, accounts, reckonings, undertakings, bonds, bills, specialties, covenants, contracts, controversies, agreements, guarantees, indemnifications, promises, liens, variances, trespasses, damages, attorneys’ fees, judgments, taxes, interest, penalties, assessments, extents, executions, expenses, claims, demands, and liabilities whatsoever, of every kind and nature (collectively “Claims”), whether or not well-founded in fact or in law, whether known or unknown, whether contingent or not contingent, and whether in law or equity or otherwise, which the user ever had, now have, or can, shall, or may have, for or by reason of, arising from, or relating in any way to the Buffalo Health Advisors website, the content of the Buffalo Health Advisors website, and/or the use of the Buffalo Health Advisors website, regardless of when such claim arose or accrued. In the event you are subject to the laws of a jurisdiction that does not allow for a limitation or exclusion of liability, then some or all of this limitation or exclusion may not apply to you.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Buffalo Health Advisors as a result of use of the Buffalo Health Advisors website.
THIRD PARTY CONTENT & LINKS
LINKS TO THIRD PARTY WEBSITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEBSITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.
We reserve the right to terminate a link to a third party website at any time. The fact that we provide a link to a third party website does not mean that we endorse, authorize, or sponsor that website, nor that we are affiliated with the third party website’s owners or sponsors. We do not control such websites and are not responsible for their content. Your access of third-party websites through our links or otherwise is at your sole risk.
You agree that you shall not link to Buffalo Health Advisors websites without the prior written permission of an authorized Buffalo Health Advisors representative. In the event you are granted written permission, this grant is a limited, non-exclusive, non-transferrable, non-assignable permission to the owners of those websites (“Linking Site Owners”) to link to Buffalo Health Advisors websites using text links. Any permission to link to our website does not give you permission to use or display Buffalo Health Advisor’s copyrighted material, trademarks, or other intellectual property. Linking Site Owners acknowledge and agree that they shall indemnify, defend and hold harmless Buffalo Health Advisors from and against any and all Claims arising out of their failure to comply with the terms and conditions of this section.
Buffalo Health Advisors retains and reserves all rights to its domain names, trade names, trademarks and logos, copyrights and all other intellectual property.
GENERAL INFORMATION & DISLCAIMERS
Although Buffalo Health Advisors has made efforts to ensure that the contents of this website are correct and complete, Buffalo Health Advisors cannot be responsible for the accuracy of information contained herein. Please contact a Buffalo Health Advisors representative for the most current information available.
Certain exclusions and limitations may apply.
All products are not available in all areas and are subject to applicable laws, rules, and regulations.
Not affiliated with the United States government or the federal Medicare program.
Medicare has neither reviewed nor endorsed this information.
Agents must possess the required licenses and/or certifications in the states where they sell or offer insurance products.
The products, if any, that are described in this website are not intended to, and do not constitute offers to sell or solicitations in connection with any product. Various products may have waiting periods, limitations, and exclusions. The information contained on this website does not constitute financial advice. The product descriptions, if any, referenced on the websites are for informational purposes only and are subject to change. Anyone interested in a particular product should contact a licensed Buffalo Health Advisors agent or representative to determine whether the product is available in their jurisdiction and to request a copy of the applicable policy or other plan documents for a complete description of the product.
Buffalo Health Advisors cannot and does not guarantee or warrant that files that may be available for downloading from the website are free of viruses, worms, Trojan horses, or other code that has contaminating or destructive properties. Buffalo Health Advisors does not make any express or implied warranties, representations, or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from the website. In no event will Buffalo Health Advisors be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from the website.
No information on this website is meant to provide, nor does it provide, medical advice and it is not tailored to any specific person.
In the event that any statement contained on the website is construed to be forward-looking, any such statement is subject to future uncertainties and actual results may differ. Buffalo Health Advisors does not undertake any obligation to correct or update any statement that is perceived to be or construed as forward-looking.
Buffalo Health Advisors reserves the right to change the terms and conditions applicable to this website at any time with or without notice in its sole discretion.
Buffalo Health Advisors does not warrant that access to Buffalo Health Advisors’ website or any of its pages will be uninterrupted or error-free.
Buffalo Health Advisors does not warrant or make any representations regarding the usefulness of or the expected results of the materials contained on the website.
This website is only intended for a United States audience. If you choose to access the Service from outside the United States you do so on your own initiative and are responsible for compliance with U.S. and local laws, if and to the extent that local laws are applicable.
This Legal Notice was modified in August 2022.Ï