What is a Medicare Part A Plan?

Medicare Part A is half of Original Medicare, the other half being Part B. Plans with Part A cover hospital insurance and inpatient care. Hospice care and home care are also covered under Medicare Part A plans. Additionally, inpatient care at a skilled nursing facility may be covered for a short period of time.

If you're wondering how to sign up for Medicare Part A, it's easy. If you qualify, then you will automatically get benefits.

When Can I Sign Up for Medicare Part A?

If you’re looking into Medicare, there are certain times when you can sign up. Since Medicare is a service typically used by retirees, the first sign up period is a 7-month window around the month of your 65th birthday. This open enrollment period includes the three months before the month you turn 65, the month of your birthday, and the three months after your birthday.

How do I Sign Up for Medicare Part A?

Depending on your situation, you may or may not have to sign up for Medicare in order to receive benefits. Medicare typically only applies to people who are 65 or older, but there are Medicare options available to people with certain disabilities.

For people who are about to age into Medicare and want to sign up for benefits, you need to first look at your Social Security. If you receive payments from the Social Security Administration (SSA) for at least four months before you turn 65, you will automatically be signed up for Original Medicare.

These benefits will start on the first day of the month that you turn 65. Be aware that this also means you’ll be signed up for Medicare Part B in addition to Part A. So, be prepared to begin paying your Part B premium.

There are options that allow you to delay signing up for Part B. If that’s something you’re interested in, you can ask one of our advisors for more details.

If you’re eligible for Original Medicare, you’ll get an official red, white, and blue Medicare card in the mail three months before you turn 65. 

Alternatively, if you won’t be receiving Social Security for at least four months before your birthday, you’ll have to sign up. There are additional qualifications for premium-free Medicare Part A, which if you don’t meet, then you will have to get Part B as well.

You can sign up for Medicare online at the Social Security website, at local Social Security offices, or by phone. 

Medicare Part A can give you several health care benefits.

What’s the Difference Between Original Medicare and Medicare Advantage Plans?

The difference between Original Medicare and Medicare Advantage is who provides them. Original Medicare is provided by the government, while Medicare Advantage plans are sold by private insurance companies.

Advantage Plans, also called Medicare Part C, are a bundle of Medicare Parts A and B, and sometimes Part D, which provides prescription drug coverage.

Qualifying for Part A Medicare Under 65

Usually, you cannot get Medicare before you turn 65 and you will have to find another healthcare option. Howver, if you have a qualifying disability or End-Stage Renal Disorder you can get Part A coverage.

When you start receiving Medicare on a disability is determined works the same way it does for people who turn 65. If you have been receiving Social Security benefits for 24 months, you will be automatically enrolled in Medicare Part A and Part B. You will start receiving these benefits during the 25th month of your disability benefits.

If it looks like you will qualify for coverage, you will receive the Medicare red, white, and blue card three months before your coverage begins.

Can I get a Medicare Advantage Plan if I’m under 65?

If you qualify for Original Medicare under 65, then you can buy Medicare Advantage plans.

Medicare Can Be Complicated, We Make it Simple

Dealing with all the ins and outs of Medicare can be overwhelming. At Buffalo Health Advisors, you can find someone to talk to who will help you find the best plan for you. 

When you sit down with one of our advisors, we will identify your health care needs and then talk to insurance companies on your behalf.

Let Us Help You Find The Right Plan

At Buffalo Health Advisors, we believe in providing solutions to seniors as they transition to Medicare plans. Not only can Medicare Advantage work to protect your health, choosing the right plan can go a long way toward protecting your wealth. This plan is critical if you are going to be living on a fixed income during your retirement years.

It will cost you nothing to learn more about the options available to you. Call or stop by our Nashville, TN office to discuss your Medicare plan options with one of our experienced agents.

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Compare Medicare Advantage plans to find the best match for your personal needs with no obligation!

Compare Quotes

Compare Medicare Advantage plans to find the best match for your personal needs with no obligation!

Compare Medicare Quotes

Get In Touch With Buffalo

Medicare and insurance doesn’t need to be complicated. Talk to a Buffalo Health Advisor and let’s figure this out together.